Banking the poor through mobile telephony : understanding the challenges for expansion of mobile-based financial services in Guatemala

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dc.contributor.authorRayo Muñoz, Mariano
dc.contributor.authorCastillo, Juan David
dc.date.accessioned2013-09-23T19:02:56Z
dc.date.available2013-09-23T19:02:56Z
dc.date.issued2013-07
dc.descriptionSpanish version available in IDRC Digital Library: Bancarización de los pobres a través de la telefonía móvil : comprendiendo los desafíos de la expansión de los servicios financieros con tecnología móvil en Guatemalaen
dc.description.abstractThis detailed report evaluates the effectiveness of the mobile financial services (MFS) ecosystem in Guatemala as a platform for the deployment of such services, identifying bottlenecks for its penetration among the poorest populations. Key dimensions for explaining profitability and levels of investment are analyzed within three areas of the MFS ecosystem: the institutional environment; the market environment; and the end-user environment. Mobile telephony operators must better resolve their business model, and the banking system must determine how to make MFS attractive to more users, not just those at the top levels of the pyramid.en
dc.formatTexten
dc.format.extent1 digital file (59 p. : ill.)en
dc.format.mimetypeapplication/pdf
dc.identifier.urihttp://hdl.handle.net/10625/51728
dc.language.isoen
dc.publisherDIRSIen
dc.relation.urihttp://idl-bnc.idrc.ca/dspace/handle/10625/50585
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/
dc.subjectMOBILE BANKINGen
dc.subjectGUATEMALAen
dc.subjectTELECOMMUNICATIONS INDUSTRYen
dc.subjectCOMPETITIONen
dc.subjectBANKING SYSTEMSen
dc.subjectCOMMUNICATION POLICYen
dc.subjectFINANCIAL SERVICESen
dc.subjectLEGAL FRAMEWORKen
dc.subjectCOMMUNICATION INFRASTRUCTUREen
dc.subjectREGULATIONen
dc.subjectNORTH AND CENTRAL AMERICAen
dc.subjectPRO-POORen
dc.subjectFINANCIAL INCLUSIONen
dc.subjectLOW INCOME GROUPSen
dc.titleBanking the poor through mobile telephony : understanding the challenges for expansion of mobile-based financial services in Guatemalaen
dc.typeIDRC-Related Reporten
idrc.dspace.accessOpen Accessen
idrc.project.componentnumber106459002
idrc.project.number106459
idrc.project.titleMobile Money and Local Developmenten
idrc.recordsserver.bcsnumberIC01-2553-14
idrc.rims.adhocgroupIDRC SUPPORTEDen

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