University of Santo Tomás2007-11-131996-04-012007-11-131985http://hdl.handle.net/10625/16377Text1 digital file (168 p.)Application/pdfenSAVINGSCHILDRENCOOPERATIVESPHILIPPINESNON-GOVERNMENTAL ORGANIZATIONSOBSTACLES TO DEVELOPMENTComparative study of children's savings programs in Philippine cooperativesWorking Paper