PRISE2020-08-062020-08-062014-02-20http://hdl.handle.net/10625/59306Developing enabling environments along with tools such as the framework developed in this research, could help policy and decision makers. The project investigates how small and medium enterprises (SMEs) in the agricultural sector in semi-arid lands (SAL) can adapt and take advantage of new opportunities created by climate change. Access to finance, markets and information services, as well as general government support and specific adaptation assistance, are all factors that encourage SMEs to pursue ‘sustainable’ adaptation strategies (such as insurance) rather than ‘reactive’ coping strategies (such as making staff redundant or selling assets).application/pdfenSMALL AND MEDIUM ENTERPRISESADAPTIVE CAPACITYFINANCIAL POLICYAGRICULTURAL SECTORRURAL ECONOMYGENDER ROLESSENEGALKENYASOUTH OF SAHARAPolicy Brief