Comninos, AlexEsselaar, SteveNdiwalana, AliStork, Christoph2009-12-242009-12-242008http://hdl.handle.net/10625/40891http://www.researchictafrica.net/publications.phpText1 digital file (15 p. : ill.)application/pdfenRESEARCH ICT AFRICATELECOM POLICY AND REGULATIONSMOBILE BANKINGFINANCIAL SERVICESTELEPHONEAFRICAM-banking the unbankedPolicy Brief