Marulanda F., Mabel-Cristina2010-11-102010-11-102009http://hdl.handle.net/10625/45121Some text in SpanishCopublicado por Universitat Politécnica de CatalunyaRisk metrics can calculate property values allowing for prediction of disaster losses as well as insurance premium payments. Manizales has detailed seismic micro zonation (the process of subdividing a potential seismic or earthquake prone area into zones). This detailed report reviews the methodology and design of a “collective risk transfer instrument” to cover the damage and losses of poor homeowners by cross subsidies and to promote an insurance-positive culture. This tool will help city administration access key resources for poor people, disaster recovery, and improvement of disaster risk management at a local level.Text1 digital file (192 p. in various pagings : ill.)enCOLOMBIADISASTER RISK MANAGEMENTINSURANCEHOUSEHOLD VULNERABILITYEARTHQUAKESSUBSIDIESPRIVATE OWNERSHIPENGINEERING DESIGNNATURAL DISASTERSDATABASESMATHEMATICAL MODELSSOUTH AMERICARISK MANAGEMENTIDRC Final Report