Fonta, William M.Nwosu, Emmanuel O.Thfiam, Djiby R.Ayuk, Elias T.2021-01-182021-01-182021-01-082163-23242163-2332http://hdl.handle.net/10625/59665Households that receive remittances invest more in building, land acquisitions and household businesses than non-recipient households. There is a dearth of micro-level evidence in sub-Saharan African (SSA) concerning these large inflows which this study paper addresses. The report is a detailed analysis of the study datasets. Migration within the Nigerian context can be seen as part of a broader household livelihood strategy aimed at spreading risks, diversifying income and overcoming social, economic and institutional development constraints in places of origin. Remittance inflows to Nigerian households are found to be consistent with ‘altruistic’ and ‘self-interested’ motives where migrants/emigrants expect nothing in return.application/pdfenREMITTANCESDIASPORABANKINGECONOMIC IMPLICATIONSFINANCIAL POLICYPOVERTY ALLEVIATIONFINANCIAL INCENTIVESHOUSEHOLD INCOMENIGERIASOUTH OF SAHARAJournal Article (peer-reviewed)