Demand-side review of financial inclusion for women in entrepreneurship and smallholder agriculture

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IDL-57157.pdf (4.92 MB)

Date

2018

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Abstract

Time, poverty and family care responsibilities, legal rights, security concerns, and capacity constraints affect women more than men in both agriculture and entrepreneurship sectors. Financial inclusion that is transformative in terms of women’s productivity, livelihoods, and economic empowerment requires uptake and continued use of relevant financial products. This paper uses a demand-side approach to understand gender barriers to financial inclusion among female entrepreneurs and smallholders. Through a literature review, secondary analysis of existing datasets, and key stakeholder interviews, the paper addresses whether and under what conditions financial inclusion can be transformative for women’s productivity, income growth, and empowerment.

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Keywords

WOMEN'S ECONOMIC EMPOWERMENT, WOMEN'S ENTREPRENEURSHIP, FINANCIAL INCLUSION, SMALLHOLDERS, SOUTH OF SAHARA, WOMEN IN AGRICULTURE, CREDIT, DECISION MAKING, ACCESS TO SERVICES, AGRICULTURAL PRODUCTIVITY, SOCIAL AND ECONOMIC DEVELOPMENT, GENDER ROLES

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http://hdl.handle.net/10625/57157

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IDRC Research Results / Résultats de recherches du CRDI
2010-2019 / Années 2010-2019
Harnessing the transformative potential of financial inclusion / Exploiter le potentiel de transformation de l'inclusion financière