Ensuring mutual benefit : the role and regulation of member-owned insurers

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133151.pdf (280.29 KB)

Date

2009

Authors

Journal Title

Journal ISSN

Volume Title

Publisher

Centre for Financial Regulation and Inclusion (CENFRI), Cape Town, ZA

Abstract

This document is part of a five-country study on the role of policy, regulation and supervision in microinsurance for the poor. It deals with member-owned organisations that provide a form of risk pooling or insurance coverage to members, including cooperatives and mutual insurers. It explores common characteristics as well as varying features that affect how such entities operate, their risk management practices, and how regulation should deal with them. As member-owned organisations progress from informal risk-pooling groups to larger and more sophisticated entities, regulatory support may need to compensate for structural change.

Description

These focus notes and other material related to the project can be downloaded at www.cenfri.org
French version available in IDRC Digital Library: Garantir un avantage réciproque : le rôle et la réglementation des assureurs détenus par des membres http://idl-bnc.idrc.ca/dspace/handle/10625/46676

Keywords

INSURANCE, MICROINSURANCE, MICROFINANCE, POVERTY ALLEVIATION, LEGAL ASPECTS, REGULATION, STANDARDS, GLOBAL SOUTH, FINANCIAL INCLUSION, MARKET

Citation

URI

http://hdl.handle.net/10625/46672

DOI

Collections

IDRC Research Results / Résultats de recherches du CRDI
2000-2009 / Années 2000-2009
Global and Multi-regional / Projets mondiaux et multirégionaux
Private Sector Development / Développement du secteur privé
Research Results (GGP) / Résultats de recherches (MCP)