Risk it or insure it? : understanding the microinsurance purchase decision

Date

2009

Journal Title

Journal ISSN

Volume Title

Publisher

Centre for Financial Regulation and Inclusion (CENFRI), Cape Town, ZA

Abstract

This focus note explores the factors that influence people in decision making towards buying insurance. The analysis draws on evidence from five country studies (Colombia, India, the Philippines, South Africa and Uganda) on the development of microinsurance markets alongside the impact of regulation. The overall aim is to assess the effect of regulation on insurance markets and to gain insights which can guide policy-makers, regulators and supervisors in support of the development of microinsurance in their jurisdiction.

Description

These focus notes and other material related to the project can be downloaded at www.cenfri.org
French version available in IDRC Digital Library: Prendre le risque ou s’assurer ? : comprendre la décision d’achat de micro-assurance http://idl-bnc.idrc.ca/dspace/handle/10625/46675
Portuguese version available in IDRC Digital Library: Arriscar ou segurar? : entender a decisão sobre comprar microsseguro

Keywords

INSURANCE, MICROINSURANCE, MICROFINANCE, LEGAL ASPECTS, POVERTY ALLEVIATION, GLOBAL SOUTH, FINANCIAL INCLUSION, MARKET, REGULATION

Citation

DOI