DINUBE : the mobile-enabled cloud transactional platform and its relevance to the semantic web
Date
2009
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Publisher
Amherst Mobile Ventures, Cambridge, MA, US
Abstract
Instead of issuing cards, Dinube employs account-to-account payments based on the European Single Euro Payments Area (SEPA) Instant Credit Transfer Scheme, enabling real-time payment between customers' and retailers' bank accounts. The presentation illustrates the peer-to-peer payment system. As well, small businesses can check cashflow in real-time on the web. Personal data is kept private. Dinube distinguishes itself from other payment networks by not profiling its users and by eliminating cards and thus associated fees for retailers.
Description
PowerPoint presentation
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Keywords
WORLD WIDE WEB, MOBILE BANKING, ELECTRONIC FUNDS TRANSFER, MOBILE TELECOMMUNICATION SERVICES, INTEROPERABILITY, FINANCIAL SERVICES, INFORMATION NETWORKS, FINANCIAL INCLUSION, DIGITAL INCLUSION, PRIVACY PROTECTION, ELECTRONIC COMMERCE, E-COMMERCE, BANKING, GLOBAL