Airtime to cash : unlocking the potential of Africa's mobile phones to bank the unbanked

Files

128366.pdf (458.49 KB)

Date

2009

Authors

Journal Title

Journal ISSN

Volume Title

Publisher

Research ICT Africa, The EDGE Institute, Braamfontein, ZA

Abstract

The paper explores how mobile phones may be used to extend banking services to the ‘unbanked.’ Few individuals in the informal sector have access to collateral and either have their own informal small businesses (such as street vendors) or work for small informal businesses on an ad hoc basis. Mobile banking could be transformational for informal businesses and the poor if they are able to access micro-loans and other formal financial services.

Description

The table of contents for this item can be shared with the requester. The requester may then choose one chapter, up to 10% of the item, as per the Fair Dealing provision of the Canadian Copyright Act

Keywords

BANKING, INFORMATION TECHNOLOGY, MOBILE TELEPHONY, TELEPHONE, AFRICA, E-COMMERCE, MOBILE BANKING, ACCESS TO ICT, SOUTH OF SAHARA, INFORMAL SECTOR

Citation

URI

http://hdl.handle.net/10625/39058

DOI

Collections

IDRC Research Results / Résultats de recherches du CRDI
2000-2009 / Années 2000-2009
Research Results (ACACIA) / Résultats de recherches (ACACIA)